چڑی تے کاں
اک درخت اتے اک چڑی تے اک کاں رہندے سن۔ اوہ دونویں گوہڑے دوست تے گوانڈھی وی سن۔ اوہناں دونواں رل کے سوچیا کہ کیوں نہ کنک بیج لئی جاوے۔ اگلے دن متھے ہوئے ویلے تے چڑی نے کاں نوں ہل چلاون لئی کھیت جاون دا آکھیا۔ کاں نے اوہنوں جواب دتا:
ٹاہلی اتے آواں گا
جھنکنے چھنکاواں گا
توں چل میں آواں گا
چڑی چلے جاندی اے۔ کاں نہیں جاندا۔ چڑی نوں ہل اکلا ای چلانا پیندا اے۔ کجھ دناں بعد بی بیجن دی واری آندی اے۔ چڑی نے کاں نوں مڑ کھیت جاون لئی آکھیا۔ پر کاں نے پہلے والا ای جواب دتا۔ چڑی نوں ایہہ کم وی اکلے ای کرنا پیا۔ کجھ دناں بعد جدوں فصل نوں پانی لاون دا ویلا آیا تاں چری نے کاں نوں مڑ کھیت جاون لئی آکھیا۔ کاں نے اوہو جواب دتا تے کھیت نہ گیا۔ چڑی اکلے ای کھیت نوں پانی لاہ کے گھر پرت آئی۔ جدوں فصل نوں گوڈی کرن، کھاد پاون تے واڈھی کرن دا ویلا آندا اے۔ کاں نئیں جاندا۔ چڑی نوں ایہہ سارے کم اکلے ای کرنے پیندے نیں۔
جدوں ساری کنک وڈی گئی تاں کاں ڈر کے کھیت جاندا اے تے ساری کنک آپ رمکھ کے توڑی چڑی نوں دے دیندا اے۔ چری اوہدے کولوں اپنے حصے دے دانے منگدی اے پر کاں نہیں دیندا۔ فیر اک دن بہت زور دی مینہ پیندا اے تے چڑی اپنا گھر توڑی وچ بنا لیندی اے تے کاں کولوں دانیاں دا گھر نہئیں بندا۔ کاں چڑی نوں اپنے گھر پناہ دیون لئی آکھدا۔ چڑی انکار کر دیندی اے۔ کاں باہر مینہ وچ پجھدا رہندا اے تے اخیر ٹھنڈ نال مر جاندا اے۔ سویرے چڑی...
This article focuses onthose special attributes of Islām, which distinguishes it from other religions with respect to peacekeeping, i. E., the rules and ethics, which inculcate peace and tranquility in the soul and mind of an individual and society. Islām is the pioneer of all the religions that emphasize upkeeping of peaceful relations between their followers and others without any discrimination. The connotations of the word Islām and the implications of its various synonyms, its ethical teachings, rules and laws_ all convey the message of peace. Therefore, a true believer is supposed to be the one, who is endowed with peace. To sustain harmony in the society, Islām prohibits mischief, tribulations, aggression and violation of human rights, such as freedom of religion and life. Likewise, Islām prohibits undue offences against any religion, defiling religious beliefs and the holy books, derogatory remarks against any sacred and reverend personage, and extortion, theft, robbery, usury, etc. The second discourse of this article deals with the Islamic salutations. The objectives of Sharī‘ah, in this regard, are to promote good will, alleviate alienation of addressees, invite non-believers to Islām and augment peaceful relations and coexistence with others. The last section of this discourse deals with the injunctions, related to the rules and ethics of warfare as instructed by Islām.
Takaful is an Islamic way of doing insurance: It proved its viability after several Fatwas were issued by Ulama
and Fiqh academies in its favour. Presently, over 100 Takaful and Re-takaful companies as well as Takaful
windows under conventional insurance are operating across the world. Enhanced financial performance of
selected Takaful companies has shown the growing interest in Takaful business across the world. Insurance
comparison in Muslim and advanced countries as well as in the South Asian region has identified low literacy,
low GDP per capita and low GDI value as the probable causes of low insurance penetration in Pakistan.
Geographical spread of Takaful business and estimated future potential together with the increasing trend of
insurance business indicated that potential for Takaful business exists in the country. It urges the policy
makers to pay attention to global indicators that might become potential contributors to Takaful business.
The study emphasizes that strengthened regulatory standards, with Shari'ah compliance mechanism playing
a central role, are essential to transform conventional insurance system and exploit the existing business
potential. To further analyze which of the Takaful standards are significantly affecting Takaful practices, a
survey of Takaful operators in the country indicated that reporting standards and internal controls have low
level of observance in Pakistan.
The survey of 150 life insurance customers revealed that majority of the respondents is unaware of Takaful
concept. Level of Takaful awareness was found to be significantly associated with the education of the
customers, their perceptions about Takaful and their intentions to shift to Takaful Company. Education was
found to be the single important factor affecting monthly income of the respondents, their state of mind and
hence their awareness about Takaful.
The study identifies effective regulatory framework a critical factor for the success of Takaful business in
Pakistan. A greater focus on promotion of Takaful and governance issues along with strengthened role of SECP
as a regulatory authority is likely to contribute for further growth of Takaful industry in Pakistan.